KarmaLifeAI is building appropriate financial solutions for India's young and growing gig economy and blue-collar workforce.
Basic Information
KarmaLifeAI serves blue-collar workers with subscription-based finance built on Digital Karma. It offers them digitally integrated credit, payments, and insurance solutions to better manage their day-to-day cash flows and become more financially resilient. Their UPI-linked credit stack is channelled through employers and aggregators, allowing it to capture user work histories, provide instant recurring loans or pay-out advances, and ensure productive use of funds. By partnering with them, businesses can provide inclusive, impactful, and easy-to-administer worker benefits that boost productivity and retention without any financial liability. Their existing partners have seen up to 30% improvements in worker productivity after using the solution. Workers have been able to rapidly ramp up their credit scores. Today, KarmaLifeAI works with major digital gig platforms across segments like ride-sharing, food-tech, e-commerce, logistics, and flexi-staffing.
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Financial Services
FinTech
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Financial Services
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Financial Services
FinTech
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