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Lendbox is designed to cut the middle man and the costs associated with the middle man and help investors and borrowers interact directly with each other without any hidden charges in the most transparent, convenient and efficient manner. The platform reduces the interest rates for borrowers and increases investor's yields by eliminating mediators like commercial banks, depository institutions, and more. Banks typically look at CIBIL or other credit bureau scores to make loan decisions while Lendbox rely on big data analytics and advance credit assessment mechanics to ensure no borrowers are rejected unfairly. The platform provides instant personal, marriage, short term, debt consolidation, credit card repayment, and small personal loans.