SakshamGram provides loans in partnership with Banks/NBFCs to people in rural areas.
Basic Information
SakshamGram aims to be a trusted provider of customer centric financial solutions for the socio-economic development of rural India. As an NBFC, they are presently involved in providing micro-loans under the JLG model, individual enterprise loan (MSME), credit-linked insurance, on behalf of our banking partner. Saksham Gram is presently operating with seven branches in Maharashtra and in the process of expanding to Rajasthan, Gujarat and Karnataka. Their product offerings include microfinance loans and individual enterprise loans. They provide microfinance loan to joint liability groups, where women borrowers come together to avail loan against mutual guarantee for the purpose of income generation activities. They provide unsecured business loans up to Rs. 2 lakh and secured business loan up to Rs. 25 Lakh. Their loan tenure ranges from 12-36 months for unsecured loan and up to 120 months for secured loan.
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