Ziploans is a fintech lending platform that provides micro-loans to small and medium enterprises (SMEs)
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New Delhi based Ziploans is a fintech lending platform that provides micro-loans of upto INR 5 lakhs to small and medium enterprises (SMEs). Largely catering to the need of working capital loans for kirana store and micro industries, Ziploan can disburse loans in a matter of four days and has so far serviced 3,500 borrowers. Its proprietary ZipScore platform, that tests creditworthiness of borrowers, has so far helped it maintain its non-performing assets (NPA) at fewer than 2 per cent. The startup raised INR 90 crore in its Series B funding led by venture capital firm SAIF Partners in February, 2019.
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