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Learn how to setup a payment gateway for your website?

There are many payment gateways available for online retailers to make payments easier and safer. Payment gateway integration on a website can still seem complicated to many business owners, due to the lack of basics. The best gateway service is simple and fast to set up, while still maintaining strong security protocols. There are some special services and individuals who offer payment gateway integration in PHP, but it can be done manually without any expertise.

What Do I Need?

One of the big advantages of payment gateways is that you don’t need a lot to set one up. Gocardless.com says that all you need is a bank account in your country and an operating website. Along with the documents you need to prove your identity when you sign up to the service. If you plan to use a mobile payment service, you may also need a phone number with which your bank account is registered.

Choosing a Gateway

While choosing a payment gateway for your business, the following are the factors that you need to consider:

1. Transaction fees 

2. Number of card types and banks supported 

3. On form payment or redirect to a payment website 

4. Recurring billing options

Account Verification

When you have chosen the right payment gateway, the next step is to sign up for the service and fill out your details. To ensure security and prevent fraudulent payments, you will be asked for verification of your identity and details. This could be a copy of your ID, proof, address proof, and your bank account details.


Once your details have been verified, you can then integrate the payment gateway to your website and begin accepting payments. The process will depend upon the individual service and the website host you are using. If you are confused, then you can ask your web developer or hosting platform for assistance.

Once the integration is complete, you can begin accepting payments through the gateway that will be transferred to your bank account immediately. You don’t have to spend days or weeks waiting for transfers to your account, even from international bank accounts. Your customers will also be able to make a payment just by filling out a form, and some suppliers will even have options for recurring billing.

If you choose the right supplier, gather all of the verification details you need, and already have an optimised website, then installing a payment gateway on your website will be a fast and simple process.

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I am an expert writer in India, now imparting my experience and knowledge through informative articles and blogs about Payment Gateway.

Stories by Akash Sharma