EarlySalary is one of India’s leading consumer lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It has launched a host of financial products short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans, and the SalaryCard. It offers a 100% digital loan application process that takes just seconds to complete. The company has already disbursed nearly 2.4 million loans worth Rs. 5,400 crores. The company uses new-age technologies like AI/ML and automation to process loans in just minutes. It creates a user’s Social Worth Score to approve and process loans. Social Worth Score combines credit bureau reports & social media details of the user and helps the company in decision-making. Users can get instant fund transfers to their bank account and can use it as per their requirement. The app is available for android and ios for both platforms.