New Delhi based Credflow enables SMEs to unlock working capital by helping them manage their finances better with timely insights through a dashboard of pending amounts by customers, sending regular payment reminders, validating invoices and negotiating discounts for early payment. The startup aims to build a full-stack solution, including cash flow-based financing, treasury management, and payments management, to help SMEs optimise their cashflows and accelerate their growth. In April 2021, the startup raised $2.1 million in its seed round led by Stellaris Venture Partners, Omidyar Network India, and Flourish Ventures.