Earnest is empowering people to live better lives.

Basic Information

Headquartered in San Francisco, California, Earnest is working on their mission to make higher education accessible and affordable for everyone. Earnest is a collective of engineers, financial professionals, designers, and storytellers. Their leaders are experts in technology and passionate about changing student lending, one loan at a time. Earnest was founded in 2013 on the belief that getting a loan shouldn’t be so difficult for financially responsible people. They are bringing back the trust that was previously lost in financial systems. They look beyond a credit score, instead of analyzing a person's full education, employment, and financial profile to reward financially responsible people with better rates than traditional lenders. Their Products: Personal Loans - Find a low interest personal loan for you, brought to you by their partner Fiona; Student Loan Refinancing - Get one simple payment that fits your budget. Variable rates start at 1.88% APR with Auto Pay; Private Student Loans - Apply on your phone, get set for next semester. Variable rates start at 0.99% APR with Auto Pay. See more

Legal Name


Earnest LLC



San Francisco, California, United States

Founding Date



No. of Employees


101 to 150

Core Team


Louis Beryl



Total Funding







Battery Ventures


New York Life Insurance