Fundfina partners with financial institutions to serve more than 150,000 MSMEs across India, who otherwise have difficulty accessing credit due to a lack of credit history, a need for small dollar loans deemed unprofitable by larger institutions, and a slow and complex lending process. Fundfina supports these merchants by curating appropriate financial products on its platform, enabling thin-file credit assessments through proprietary indices, and offering cash flow management tools. Their core mission is to build a financial market place that is initially focussed on making credit more accessible and affordable; and, investing more rewarding. Fundfina wants to keep that platform open to offer best in breed products, while focusing on customer experiences and being efficient. Apart from customers directly applying for a loan on the platform, they are a trusted lending partners for a number of enterprises. Fundfina charges a fee for risk intermediation and exchange.