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Credit Fair is a consumer lending fintech building credit ladder. Credit Fair provides 0% or low cost, short-term, unsecured installment loans at the point of sale. The platform's edge lies in providing the right amount of credit, at the right time and the right cost to near-prime and thin-file borrowers who are ignored by traditional lenders. Their unique credit assessment process has helped them achieve a quick turnaround time of less than a day and a high approval rate, enabling more Indians to avail credit. By providing 0% or easy EMI, they are increasing access to low-cost credit hence, securing the financing health of the borrowers. Credit Fair also helps borrowers build a credit ladder, a credit score to help them access credit from other lenders and at a fairer rate.