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KarmaLife empowers gig & blue collar workers with earnings-linked finance offered on a subscription model.
KarmaLife empowers gig & blue collar workers with earnings-linked finance offered on a subscription model. It addresses the unmet need for small-ticket, recurring finance, which helps low-income earners address cash flow volatility, grow earnings and increase resilience. Through the combination of a dynamic, AI-powered credit underwriting engine and a trust-first user experience, KarmaLife offers affordability and value at scale. It partners with employers to channel its solutions, access work data, and link repayments to worker payouts. Employers are able to offer financial benefits at low overhead and no liability, and also improve worker engagement and retention. Within two years, KarmaLife has become India’s #1 Earned Wage Access provider.
Legal Name
:
Onionlife Pvt Ltd
Headquarters
:
Bangalore, Karnataka, India
Business Model
:
Founding Date
:
2020
No. of Employees
:
61 to 100
Core Team
:
1.
Rohit Rathi
Co-Founder
2.
Naveen Budda
Co-Founder
3.
Badal Malick
Co-Founder
Investors
:
1.
Singularity Ventures
2.
Netgraph Investment
3.
LV Angel Fund
4.
Catalyst Fund LP
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