
NIRA is a fintech startup that offers small ticket loans to blue and grey collared workers.
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Co-founded by ex-Goldman Sachs colleagues Rohit Sen and Nupur Gupta, NIRA, a fintech startup offering small-ticket loans to blue and grey-collared workers via its mobile app and website. The company offers loans of up to Rs 1 lakh for up to one year, via its app-based credit line. Based on NIRA’s own parameters, it lends to borrowers with a good credit score at lower interest rates. It also lends to those who do not have a credit score and are first-time borrowers. The fintech startup tied up with Federal Bank for loan disbursal. In April, 2020 NIRA closed $2.1 million in Pre-Series A funding round from existing and new angel investors in the UK, Europe, and India.
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