Ofbusiness focuses on lending to small and medium businesses (SMEs), and provides unsecured credit of up to Rs 2 crore through NBFC - Oxyzo Financial Services. It has also inked a partnership with Tata Capital and AU Small Finance Bank. The company has been funded by Norwest Venture Partners, InnoVen Capital, Creation Investments Capital Management, Kotak Mahindra Bank, and Zodius Capital.