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Stride is an AI-powered fintech platform providing fair, instant, and uncollateralized credit limits for India’s freelancers and startups. By leveraging the RBI’s Account Aggregator framework, we analyze real-time cash flow and GST data to replace outdated CIBIL-centric models. We act as a capital-light intelligence layer, enabling Banks and NBFCs to safely bridge the $330 billion credit gap for the new economy.
Legal Name
:
Stride Financial Private Limited
Headquarters
:
Shimla, Himachal Pradesh, India
Business Model
:
Founding Date
:
2026
No. of Employees
:
<10
Core Team
:
2026
Product Launch
It was a hackathon. We presented the Beta version in front of a panel made up of finance specialists and technocrats from esteemed organisations namely google.
B2B
We empower high-growth startups and premium freelancers who are revenue rich but remain 'credit invisible' to traditional banks due to a lack of legacy collateral.
Client Segment
:
Machine Learning,
Manufacturing,
Media,
Security
Target Companies
:
Startup,
Small Enterprise
Target Geography
:
B2C
Empowering India’s high earning digital professionals to unlock institutional grade credit based on their real-time revenue, not a generic credit score.
User Age
:
18 to 25,
26 to 34,
35 to 45
User Income
:
Lower Income,
Lower-middle Income,
Upper-middle Income
Location
:
Frequently Asked Questions