Kinara Capital - addressing capital needs of micro & small enterprises


This article is a part of ’90 seconds of impact’ series. The videos are produced by Unitus Seed Fund in collaboration with SocialStory. 

Kinara Capital is a Bangalore based social enterprise that provides loans in the range of Rs.1 lac to Rs.10 lacs to micro and small enterprises.  This young, nonbanking finance company (NBFC) wants to fill the gap between microfinance and commercial capital by providing mid-sized loans to micro and small businesses. The large funding gap between microfinance and commercial capital can be filled by a formalized lending process to micro and small enterprises and it is this missing middle market that Kinara Capital seeks to address.

Kinara works with network partners (buyers, trade organizations, franchisors, etc.) across supply chains to source and fund micro and small businesses in manufacturing, artisan products and agri-retail. Kinara has adopted an innovative approach to borrower acquisition. They acquire reliable borrowers by plugging into existing supply chains. Loans are provided to sole proprietor firms, artisan groups, partnership firms and village level entrepreneurs.

Learn more from founder and CEO, Hardika Shah:

Read more about Kinara Capital here

About Unitus Seed Fund: Unitus Seed Fund makes seed-stage venture investments in startups that create opportunities for large, low-income populations.