A passionate sportsman and technologist, Muthu AKA Muthukumar A is the co-founder at M2P Fintech. He oversees the technology and engineering division at M2P Fintech. He is a true believer in the magic combination of hard work and business acumen. Muthu has over 19 years of financial technology experience from firms like PayPal, VISA, Movida India, Fujitsu Asia, and the Satyam Computers. He believes in financial inclusion and is passionate about bridging the gap using mobile technology with robust API. He specializes in mobile and CNP (Card not present) payments. Muthu earned a Master's degree in Science from BITS, Pilani.