Health-ATM has developed an IoT-enabled Health ATM-Kiosk/e-Clinic solution to improve healthcare access and affordability in India. The system uses a cloud-based diagnostic test repository in Hl-7 format, allowing electronic sharing with thousands of Indian diagnostic laboratories and clinics. It provides access to doctors' prior Electronic Health Record (EHR), live 6-vitals, 24/7 video chats with specialists, and ECGs. The Health ATM kiosk can be set up in various locations and offers a HIPAA-compliant portal for scheduling consultations with knowledgeable doctors. The platform includes a dashboard, patient app, and digital health record. In case of complications, multiple doctors can have conferences and review EHR and Live Vitals simultaneously. In emergencies, the Health-ATM SOS button triggers alerts to ambulances, with live tracking and hospital status visible on the Health-ATM Map.