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Founded in 2021 by Neha Juneja, Ravinder Voomidisingh and Mohit Gupta, IndiaP2P creates investment products for retail investors to earn yields up to 18 per cent per annum. The company is starting with a peer-to-peer investment product that bundles a portfolio of diversified microfinance loans. In the long-run, the company plans to democratise a new asset class between traditional fixed income instruments and equities. The start-up curates loans from “credit-worthy and vetted” borrowers, focusing on Indian women seeking to advance their incomes. Individual loans are packaged into portfolios that investors can purchase in tranches as small as ₹5,000. The platform employs proprietary technology along with various risk management practices. In February 2022, raised pre-seed funding from Antler India.