
Credit report correction and advisory for individuals and MSMEs across India, with a named consultant on every case
Kenstone Credit Solutions LLP is a credit report correction and advisory firm headquartered in Bengaluru, serving individuals and small and medium businesses across India. We operate walk-in offices in ten Indian cities and work remotely with clients everywhere else. Our work is specific: we identify inaccurate, outdated, or incorrectly reported entries on a client's credit report and correct them through formal disputes with the reporting lender and the credit bureaus, under the dispute rights that Indian credit information law gives every borrower. Where an entry is accurate and cannot be corrected, we say so in writing before the client pays a rupee. Four commitments shape everything we do. First, a free written analysis of the credit report before any engagement, so the client knows exactly what can and cannot be done. Second, fixed, published pricing on our website — no quotes, no negotiation. Third, a named senior credit analyst on every case, whose name appears on the case record. Fourth, public documentation: we publish case studies with redacted before-and-after report extracts, client video testimonials, and a page listing cases we turned away and why. Services include individual credit report correction, business credit report and commercial credit rank (CMR) improvement, dispute filing and follow-up with lenders and bureaus, and annual credit health plans for individuals and businesses. Kenstone Credit is part of the Kenstone group of companies, alongside Kenstone Capital, which works with lenders on security enforcement, and AuctionDunia, a bank-auction property platform. Kenstone Credit's co-founder and head of operations, Harish Krishnamurthy, also writes on credit education for Indian SMEs. Website: kenstonecredit.com. Tagline: Analyze. Restore. Grow.
2023
Company Incorporation
Kenstone Credit Solutions LLP incorporated in Bengaluru as a dedicated credit report correction and advisory firm, spun out of the Kenstone group's lender-side experience to serve individual and MSME borrowers directly.
Founding Team Hired
Built a senior credit analyst team with a named-analyst model: every case carries the name of the analyst who handled it, with fixed published pricing and a free written diagnosis before any fee.
2025
Product Launch
Expanded to walk-in offices in ten Indian cities with a remote practice everywhere else, adding Commercial Credit Rank (CMR) improvement for MSMEs alongside individual credit report correction.
B2B
MSMEs and business owners across India whose commercial credit rank or promoter credit report carries errors that are blocking working-capital loans, supplier credit or bank limits — needing correction, not just advice.
Client Segment
:
Logistics,
Manufacturing,
Retail,
Services
Target Companies
:
Small Enterprise,
Medium Enterprise
Target Geography
:
B2C
Salaried and self-employed Indians whose credit reports show inaccurate, outdated or wrongly reported entries — rejected loans, disputed settlements, closed accounts still showing dues — who want them corrected by a named analyst, at a fixed fee.
User Age
:
26 to 34,
35 to 45,
46 to 60
User Income
:
Lower-middle Income,
Upper-middle Income,
High Income
Location
:
Frequently Asked Questions