OkCredit is a mobile-based solution for small business owners and their customers to enable recording of credit/payment transactions digitally all across the country. Through digitisation, OkCredit reduces the merchant’s burden of maintaining and accounting paper account books. It also allows them to send collection notifications to customers in case of delayed or missed payments. To solve the trust problem, once a merchant registers a transaction on the platform against a customer, they are immediately informed through text or WhatsApp. Founded in November 2017, the company aims to provide on-demand visibility of the merchant’s record to the customers.