By providing your information, you agree to our Terms of Use and our Privacy Policy. We use vendors that may also process your information to help provide our services. This site is protected by reCAPTCHA Enterprise and the Google Privacy Policy and Terms of Service apply.
SmartCoin offers small-ticket personal loans to micro merchants as well as self-employed and salaried individuals. SmartCoin began operations in 2017 and has since scaled rapidly, serving customers across all the states and more than 95% districts of India, the company claimed. It has offered loans amounting to more than ₹400 crore to half a million customers, with a pan-India user base of more than five million. It received non-banking financial company licence in October 2019. In March 2020, the startup raised more than $7 million in a Series A funding from LGT Lightstone Aspada and existing investors Unicorn India Ventures and Accion Venture Lab. SmartCoin was the only fintech startup in 2019 to successfully graduate from both Google’s Launchpad Accelerator programme and its App Excellence Program for its advanced data-driven, mobile-first approach.