We never plan to fall off in the sea while on a cruise or pop our eardrum in any random accident while hitchhiking. But there is someone who plans to take care of us when such unfortunate incidents happen to us while traveling. That someone takes care of us and our finances when the flight is canceled or when the camera breaks or when something gets stolen or when we have been hospitalized while traveling due to some illness or accident?
Any idea, what we are talking about? Yes, you got me right, it’s the travel insurance. It takes care of any journey you wish to take, provided you make it your travel companion. Also, you must know that travel insurance is much more than just a health protection. Good travel insurance plan covers:
• Medical Coverage
• Last minute trip cancellation
• Repatriation of the remains/emergency evacuation
• Lost baggage insurance
• Delayed baggage insurance
• Trip interruption coverage
• Legal Assistance
• 24-Hour concierge services
• Accidental death and dismemberment coverage
There are travel medical plans that can be purchased by students, businessmen, expatriates, and individuals who wish to go for an extended period of time.
You can compare and buy the best travel insurance plans from the life insurance providers, travel agents or online brokers. But before you buy your travel insurance policy, it is a must to review the plan thoroughly. Purchase the travel insurance policy that best meets your needs.
So, if you break your leg and are no longer in a condition to go on the rafting trip, then your travel insurance plan will lift you up and help you get back the non-refundable money that was put into the voyage.
A few great men advise each and every traveler, tourist or explorer to have the best travel insurance plans to make their journey the most memorable one.
Stories by Niyati Upadhyay