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Cash Suvidha is a provider of micro business loans to SMEs, entrepreneurs and woman who do not have easy access to traditional banking services. It is the trade name of Usha Financial Services Pvt. Ltd. The company also cater to rural areas. The loan application is online where the borrower can upload documents digitally and can receive pre-approval in few minutes. The company claims to disburse loans within 72 hrs. The credit assessment is done based on Suvidha score which includes cibil score, financial data, business performance, social graph & behavioural analysis.