CreditVidya empowers lenders with AI and big data technology to help them underwrite first time borrowers profitably.

Basic Information

Hyderabad, Telangana based CreditVidya is the leading player in the alternative credit scoring space in India. They are leveraging alternative data, AI and machine learning to facilitate institutional credit for the underserved. products are helping a large section of the salaried and self-employed population become visible to lenders, by making it financially viable for banks and NBFC's to underwrite customers for much smaller unsecured loans. 55+ leading banks and NBFCs share their vision, rely on their products to manage the credit cycle end-to-end: Prospecting, Credit Underwriting, and Delinquency Management. With over 10,000 data points, CreditVidya's credit underwriting model is 2x more powerful than traditional bureau scores, helping banks and NBFC's underwrite 15% more individuals, including the completely new-to-credit segment (first time borrowers). To date, they claim to have underwritten over 25 million individuals. Our products also help lenders cut the time of decision-making from several days to under five minutes, reduce costs, prevent fraud, and consequently, increase profitability. They claim to have over 50 partners such as AXIS Bank, DBS, InCred, TVS Credit, Hero FinCorp, Aditya Birla Finance, MI Credit, Yes Bank, RBL Bank, IIFL, IndusInd Bank among many others. See more

Legal Name


InfoCredit Services Private Limited



Hyderabad, Telangana, India

Founding Date



No. of Employees


61 to 100

Core Team


Abhishek Agarwal

Co-Founder & CEO


Rajiv Raj

Co-Founder & Director


Total Funding





Rick Gerson


Navroz D. Udwadia


Kalaari Capital

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