Know here some of the well suited credit cards for womenDivya Kapoor
Women have become independent and are increasingly taking charge of their finances. Even housewives know the art of spending money and take charge of managing the monthly budget of their family. When it comes to credit card, women opt for a card for ease of transacting and also for getting the privileges which the cards promise. However, every woman is different and so are their requirements. Thus, there are different types of credit cards suitable for different types of women.
If you are a single woman, you handle your finances yourself and need a card which promises attractive benefits. For all such women, Kotak’s Royale Signature Credit Card is the best card. The card allows you free access to domestic airport lounges, 2-4 reward points on your credit card spend, insurance cover against theft or loss of the card, fuel surcharge waiver and an option to avail an add-on card.
If you are employed or own your business, you have the knack of handling your finances and you look for a card which not only gives you lifestyle benefits, but shopping and travel related benefits too. American Express’ Gold Card is suitable for you. You get a welcome gift of 4000 reward points along with 1000 bonus points when you spend INR 1000 or more per transaction on 6 transactions in a month. Travel related benefits and gift vouchers are also available on the card.
If you are a housewife and manage your home and your kids, you need a card with the maximum possible rewards. Yes Bank’s First Preferred Credit Card is a good choice for you. The card is a lifetime free credit card which has no joining and renewal fee making it easy on your household budget. 8 reward points are allowed on every INR 100 spent on the card. You get complimentary airport lounge access and memberships of Priority Pass Program and MasterCard Lounge Program. You can earn benefits worth INR 38,000 in a year if you use the card wisely and optimise the reward structure.
For older women who are retired from active employment and are in their old age, IndusInd’s Platinum Credit Card is suitable as it gives you lifestyle as well as travel benefits along with a host of other privileges. You get gift vouchers of leading outlets and merchants as welcome gift when you avail the card. Besides this, you get free movie tickets, complimentary golf sessions, priority pass membership, travel insurance cover and other benefits on the card.
So, what are you waiting for?
These cards are the best cards depending on your individual requirements. The cards are affordable and promise you some of the best in-class rewards and privileges which can be offered by credit cards. So, apply for a suitable credit card at the earliest and make your purchases more enjoyable by getting additional rewards and benefits on your spends.