Vishal Bharat, founder and director of CBA, is an advisor and investor in small businesses. He has 20 years of experience in financial services including impact investing, scale-ups, start-ups and turnarounds. He currently serves on advisory and company boards of several companies. Educated in Engineering and Management, Vishal has experience in promoter management, business planning, financial planning and corporate governance. He lives with his wife, son , 4 dogs and 4 cats in Goa, India.