TIP # 1- Treat cards with the same caution as you would treat your cash with.
TIP # 2- Don’t carry too many cards in your wallet. Only carry the ones that you use on a very frequent basis.
TIP # 3- Make copies of front and back side of cards and keep copies in safe and secure place. If you ever lose your card, you can refer to these photocopies for customer service numbers, card numbers etc.
TIP # 4- Sign-up for SMS, Email alerts. They are free and vital for you to stay on top of transactions on your card
TIP # 5- Call customer care immediately if suddenly you stopped getting the alerts as some fraudster may have taken over your account.
TIP # 6- Report lost or stolen cards ASAP to customer service to limit your liability.
TIP # 7- Avoid card usage in high risk places such as unsecured WIFI Internet connections or ATMs in high crime areas
TIP # 8- Swipe card in your presence. A fraudster needs only few seconds to make a copy of your card and misuse it.
TIP # 9- Never send card details (such as card number, CVV number, expiration date etc.) by Email or SMS.
TIP # 10- Remember to take your card back from the ATM or merchant after each use.
Disclaimer: The views expressed here are solely those of the author in his private capacity.
Stories by Ratnakar Pandey