How Namaste Credit leveraged its tech bet amid the pandemic

Namaste Credit combines a loan marketplace with an AI-based credit underwriting engine to help banks and NBFCs lend to SMEs, and democratises access to credit.
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Good Morning,

Financial services providers, largely driven by the COVID-19 pandemic, have now become an integral part of the MSME (micro, small and medium enterprises ) ecosystem. However, the landscape was quite different when Lucas Bianchi, Gaurav Anand, and Krishnan Parameshwaran founded Namaste Credit in Bengaluru in 2014.

Back then, Namaste Credit was one of the few startups looking at the space closely. 

The startup combines a loan marketplace with an AI (artificial intelligence)-based credit underwriting engine to help banks and NBFCs (non-banking financial companies) lend to SMEs. 

In this week’s Product Roadmap, YourStory features fintech startup Namaste Credit to chart its journey from inception to building the minimum viable product (MVP) and the road ahead. 


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