Rajasthan's new health insurance policy will benefit around 4.5 crore citizens

New India Assurance Company signed a memorandum of understanding (MoU) with Medical and Health Department of Rajasthan under Bhamashah Swasthya Bima Yojana that will benefit around 4.5 crore people in the state. The MoU was signed in Jaipur in the presence of Chief Minister Vasundhara Raje at her office. Raje said Rajasthan is the third state to start Swasthya Bima Yojana (Health Insurance Scheme) after Maharashtra and Tamil Nadu.

“More than 4.5 crore people of the state will get benefit of the quality cashless health care facilities through private and public health care providers under the scheme”, she said in a release. Raje said after this initiative of the state government poor and needy people will get opportunity of having treatment in those private hospitals which were out of their reach. The scheme is to be implemented in the month of December.

It will ascertain that the people of the state get benefits related to healthcare facilities which are not being provided in states like Maharashtra and Tamil Nadu under the health insurance scheme. The enactment of the Swasthya Bima Yojana in the state will create more possibilities of opening of quality private hospitals in rural areas and it will also reduce the pressure on government hospitals, she said. The scheme will help in preparing of health database, which will help in taking policy decisions related to medical and health sector, said the release.

Under the programme, e-health cards will be issued under Arogya Rajasthan Campaign and this card will help in providing quick and effective healthcare facilities. The Health Insurance Scheme is designed to cover 1,718 ailments, which are highest in the country. The insurance cover for general illness has been set as Rs 30,000, while Rs 3 lakh has been set for critical illness. The insurance cover for critical illness is Rs 1.5 lakh in Tamil Nadu and Rs 2.5 lakh in Maharashtra. “Swasthya Bima Yojana being implemented in Rajasthan is the best in the country”, said G Srinivasan, CMD, New India Assurance Company.

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